We are Julla - on a mission to usher in a new era of modern and inclusive financial services for Africans.
Julla provides a simple and convenient shopping experience; customers can purchase items on loan digitally in seconds without a lengthy application or paperwork which provides a more inclusive alternative especially for customers in emerging markets without a credit history.
We are building an entrenched ecosystem of merchants, consumers and lenders. Our platform enables each of these key players to benefit from enhanced access to each other and to our technology, resulting in a virtuous cycle of value creation.
Julla uses its own formula for calculating risk and approving loans, which involves data science, artificial intelligence and machine learning technologies.
